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Mobile Insurance

Do Mobile Homes Need Insurance?

Mobile homeowners in Arizona should consider getting coverage for their property. The insurance coverage they have offered will help them pay for unexpected costs and protect their investment. Mobile homes are not constructed to the same standards as traditional homes, which makes them higher risk and therefore carry higher premiums. However, these homes can be covered with different types of coverage, including liability protection. Depending on your policy, you can also choose to cover other structures on your property, as well as additional living expenses and medical payments for injured guests.

Affordable Mobile Home Insurance

There are Two Types of Coverage. Repair or Replacement.
• On the repair policy, if it is a total loss – you get the cash value of the home, up to the
insured amount.
• With the replacement policy, if it is a total loss, you will receive a new home as close as the
size and model that was destroyed.
If you want to get affordable mobile home insurance in Arizona, you need to know a few different factors. One of these is the cost of replacing your manufactured home. You can save up to 5% by being the original titleholder of your mobile home. Another way to save on your policy is by bundling it with other products. You can also qualify for discounts with the help of a Senior Insurance Marketing in Arizona, Robert Gean, or at your service, if you install home protection systems, set up automatic payments, or enroll in multiple insurance plans.

A mobile home insurance policy will cover the cost of physical damage, including fire, lightning, wind, and hail. It can also cover additional living expenses if your manufactured home is destroyed. Most policies will not include flood or earthquake insurance or water back -up. Be sure to ask about these limitations before signing up for a policy. Use a home insurance calculator to determine the cost of coverage. While you may be surprised at the difference, you can still get affordable mobile home insurance in Arizona. Call us for a free mobile home insurance quote in Arizona and your discount broker, Robert Gean, will find you the best coverage at the lowest rate possible.

Quotes for Mobile Home Insurance

Compare the cost of insurance for your mobile home in Arizona by obtaining a few quotes from different insurance providers. Keep in mind that the higher the deductible, the cheaper the policy will be, so choose an amount you can afford. . The deductible will also determine how much you will pay out of your own pocket if you need to make a claim. Also, consider whether you need extra coverage. You can choose to reduce your premiums by raising the deductible if you can afford it.

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Mobile Home Insurance in Arizona

A mobile home insurance policy for a mobile home sale is also known as a HO7 policy, and is similar to a traditional homeowners insurance policy, except that it specifically covers the mobile structure itself. You can also purchase coverage for personal possessions and liability. Here are some of the most common types of mobile home insurance in Arizona:.

What Types of Mobile Home Insurance Are Available in Arizona?

Identity Restoration Coverage

Identity restoration coverage is a great way to protect yourself against identity theft. It doesn’t cost a lot of money, but it can give you a lot of peace of mind. Some home insurance companies include identity protection as an endorsement. Identity restoration coverage typically costs between $25 and $60 per year. Some companies offer this service as a stand-alone service. Whether you’re worried about identity theft or are concerned about the cost of restoring your identity, it’s worth taking a look at what’s available.

Liability Protection

A mobile home insurance policy typically includes liability protection for damages to another person or property. This insurance can protect the mobile home owner from claims for damages and injuries, but only if the injury occurs on your property. Your liability coverage may also cover medical expenses, lost wages, and pain and suffering, although this coverage does not protect you from personal injuries. In order to protect yourself, you must understand what liability insurance in Arizona includes and what your policy limits are.

Renters’ Insurance

Your renter’s insurance policy should protect you from bodily injury liability claims and property damage liability claims. It will also cover medical payments, which can be invaluable when you’re forced to stay in a hotel or make other temporary arrangements. Your insurance agent can help you determine the right amount of liability coverage for you. Personal property coverage will compensate you for the replacement value of your possessions if they are damaged or destroyed by a covered peril.

Flood Protection Insurance

If you are looking for the best flood insurance for mobile homes in Arizona, you have come to the right place. Robert Gean has been providing clients support in finding the best insurance plans for mobile homes for years. Gean is a discount broker in Arizona who can help you make the right choice based on your personal needs and budget. We also offer free quotes for mobile home insurance.
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Why Our Customers Love Us
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And I keep getting mail, emails, TV ads, etc. to switch to Medicare Advantage.  Robert told me a long time ago never to give up my Medicare, so I haven’t, nor do I intend to.  I trust him totally!
HELP STOP SPAM....remove all email addresses and use “bcc” when forwarding messages.

-Peggy W.
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Why Our Customers Love Us
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Thank you for the pertinent information!  I don’t check on this type of add for just the reasons you mentioned and am glad to have your strong verification of my instinct.  Be well and thank you for helping clear the air on questionable practices to dupe seniors.

-Kathy H
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Why Our Customers Love Us
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Good to know but you are first at bat if I have questions. So far, loving my new coverage.  I’ve gotten better treatment from Humana in my first two months than I did from UHC for the ten years I was with them.

-Dorothy H.
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Why Our Customers Love Us
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Well, I did figure it out already...
And yes, we do trust you, totally.  But very nice to hear from you again, God Bless!

Mary R.
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Why Our Customers Love Us
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Well said Cathy. I couldn’t agree more. Robert is the only person I trust with insurance.

Sheila B.
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Why Our Customers Love Us
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Robert is the man.  No BS. Trust him explicitly!!!!!!

David C.
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Why Our Customers Love Us
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Thank you Cathy.  Robert has done an exceptional job for us for 5 years.  We wouldn't have the coverage we have without his help.  We thank all of you for your support throughout the years.

Mark and Geri N.
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Why Our Customers Love Us
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Thank you for sharing. I did copy the number down and thinking of calling. Thanks for the heads up. I LOVE Robert and hand his number out to everyone Meet. Even recommended him on my Gilbert Facebook page. He always has time to answer my questions and research the best for me.

Nancy
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